Vladimir Goldenberg's Blog Posts

"The S&P 500 is up 18.5% in two months — but a century-old valuation signal is flashing a warning we've only seen once before."The S&P 500 has had an extraordinary two months —

April 13 (Reuters) - U.S. existing home sales fell to a nine-month low in March amid tight inventory and growing concerns over the labor market, and a recent increase in mortgage rates because

US home prices fell sequentially in July, while the annual growth rate was one of the weakest in the last 10 years, S&P Global ( SPGI ) division S&P Dow Jones Indices said

Home resales rose to a 4.01 million seasonally-adjusted annual rate in July from a 3.93 million rate in June and were up 0.9% from a 3.98 million rate in July 2024.Three of the four US regions

This chart tracks where major economies stand in their economic cycles - and it reveals some interesting patterns. Worth noting that economies don't always move in neat, linear progressions.

First quarter GDP shrank. By itself, this doesn't mean we're in a recession (yet), but let's examine several economic indicators that have been clouded by policy uncertainties and deteriorating

None of us can predict the future - we are not in possession of a crystal ball, and moreover, don't even know where it is. But we still would like to know - or at least to predict - major economic

We all remember the January 27 event when news about Chinese AI company DeepSeek sent tech stocks tumbling. Shares of leading AI chipmaker Nvidia dropped 17% in one day of trading following DeepSeek

We all know that housing markets are local, and what is true in Tucson, AZ might not be the same in Greensboro, NC. While we can analyze local market trends at county, city, or neighborhood levels,

Regardless of whether we like it or not, AI is entering our lives. From creating cartoon images for kids to writing legal briefs and opinions to analyzing medical scans - it is everywhere now. When

When a potential home buyer applies for a residential mortgage, a lender goes through a process of underwriting. During underwriting, a lender reviews and verifies all the information on a loan

There has been a noticeable increase in interest in cryptocurrencies lately. While traditional cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH) remain vital players in the crypto markets, they

The main goal of the Fed's monetary policy is to support full employment and maintain low and stable inflation. The Fed examines a variety of economic indicators but pays particular attention to the

It is a common misconception that when the Federal Reserve cuts interest rates, mortgage rates go down. The Fed cut rates by a half-point on September 18, but what do we see? Instead of going down,

The Federal Reserve recently released its quarterly dot plot. You may be wondering, what is a dot plot and how do you read it. The plot is typically updated at the end of each quarter - in,

On September 18, the Federal Reserve announced that it was lowering the target range of the federal funds rate by half a point to 4.75%–5.00%. This is the first rate cut since March 2022 when

Zillow Research recently published interesting research on the market heat index. This index is calculated for various geographical areas and indicates the transition from a buyer's to a seller's

The S&P CoreLogic Case-Shiller Home Price Index is one of the most widely used metrics for assessing home pricing. It uses a price index instead of actual prices and calculates house prices for

We are all interested in the following question: Will the Fed lower interest rates at the next meeting?Although no one can answer this question with any degree of certainty, there is a trend that

When asked what will happen with the mortgage rates, we are tempted to say that when the Feds will lower the prime rate, mortgages will be cheaper. In general, this is a correct assumption. However,